In-House FinancingAffordable In-House Financing

Don’t put off the treatment you want and need.

Everyone deserves a beautiful, healthy smile. However, many patients seeking dental care find that the recommended treatment is unfeasible due to cost. Now, our in-house financing makes every procedure affordable by providing monthly payments that work for you!

Your treatment can be completed with as little as 25% as a down payment, and your dental insurance can be used toward this cost. Then, the remaining balance is divided into low monthly payments, with Tracy Dental Excellence financing this amount for you! Typical financing starts at 5 years and 18% interest, and there is no prepayment penalty.

Use your insurance for your down payment.

If you have existing dental insurance, we can make the most of your benefits by applying that coverage toward the down payment (and remaining total cost). That way, you’re only responsible for the low monthly payments. Depending on the details of your insurance plan, you may very well receive treatment with zero out-of-pocket expense!

How can I save even more?

Join our Discover Dental Care (DDC) membership plan. You immediately qualify for big discounts on all sorts of treatments you might need (including a FREE initial exam, cleaning, and X-rays), and you’re eligible to receive up to $2,500 worth of benefits in the first year. Then, simply finance the remaining balance to avoid up-front expense in favor of low monthly payments. Patients see huge benefits with this combination of in-house membership paired with in-house financing—available only at Tracy Dental Excellence!

Treatment Examples*

What financing can do for you!

When your dental care seems unaffordable, we can provide a realistic path to get you the care you need! See a few examples of how in-house financing can transform expensive treatments into low monthly payments!

Restorative Treatment

  • 2 Root Canals with buildups, 2 Ceramic Same-Day Crowns
  • Total Cost: $4,000
  • Down Payment: $1,000
  • Monthly Payments: $76

Orthodontic Treatment

  • Invisible Braces (ClearCorrect)
  • Total Cost: $4,875 (with Discover Dental Care)
  • Down Payment: $1,700
  • Monthly Payments: $80
*For illustrative purposes only. Your treatment plan, total cost, and financing terms may vary.

FAQs

Tracy Dental Excellence provides customized payment plans for all patients seeking quality care. With a cloud-based approval process that’s instantaneous, every patient can qualify with just an active bank account. Furthermore, we are dedicated to making every procedure affordable by offering payment plans that allow patients to choose a monthly payment that works for them.

Our In-House Financing makes receiving dental treatment easy and procedure costs affordable. Payment plans can be used for services including braces and other orthodontic work, crowns, bridges, dental implants, dentures, root canals, and much more.

We offer customized payment plans that allow each patient to choose a monthly payment that works best for them. Payment plan amounts are dependent on the treatment or procedure provided during your visit. Be sure to speak with your dentist or the finance coordinator to get details about how the payment plan works in their practice.

Applying is fast and easy and every patient qualifies with just an active bank account. The first step is to schedule an appointment. Then, once you know what treatment you need and what it costs, you can apply right in the office on a tablet or computer. Applying takes only a few short minutes and a decision will be instantaneous. To learn more about our in-house financing, please contact us today!