Dental Financing Options

Affordable and convenient no-interest payment plans*

We take pride in delivering the finest dental care while keeping the costs to our patients as reasonable as possible, as such, our policy is that payment is due at the time service is rendered unless other arrangements have previously been made.

Payment Methods

For your convenience Tracy Dental Excellence accepts the following payment methods: cash, check, Visa, Discover, MasterCard, and American Express. We also offer an in-house financing option along with dental financing plans through CareCredit℠.

Visa

Discover

MasterCard

American Express

CareCredit

CareCredit℠

Flexible monthly payment options from CareCredit.

Apply Now for CareCreditWith CareCredit℠, there are never any application fees, annual fees, or prepayment penalty fees and, approval decisions are instantaneous. You can also use CareCredit℠ for all your future needs without reapplying. Credit lines in excess of $25,000 are available (based on credit approval). CareCredit℠ offers flexible and practical monthly payment plan.

  • Their Interest Free Payment Plans only require a monthly minimum payment totaling 3% of the balance. Pay the full balance within the specified timeframe and the deferred interest will be waived.
  • For those who would prefer small monthly installments and more time to pay, CareCredit℠ also offers an extended payment plan option. With CareCredit℠’s extended payment plans, treatment can be financed for up to 5 years with low interest rates and low monthly installments.

CareCredit® FAQs

Approval is based on information from your credit application and past credit history. This includes information from the primary applicant as well as any co-applicant.

You can use CareCredit to pay for any dental treatment including necessary procedures like root canals or cosmetic procedures like teeth whitening, porcelain veneers, dental implants, orthodontics, retainers and more!

Yes, you can use CareCredit anywhere it is accepted for all different types of elective and cosmetic dentistry.

Yes, you can use CareCredit to pay for all out-of-pocket costs from elective procedures such as teeth whitening to acute needs such as a root canal or emergency dental care. CareCredit can also be used for insurance deductibles and insurance co-payments.

CareCredit Terms: *Subject to credit approval. Minimum monthly payments required. Not all promotional financing options are available at all enrolled providers. Tracy Dental Excellence offers a 6-month, no-interest promotional period and standard account terms will apply to such purchases. **For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreements for their applicable terms. View CareCredit’s website for complete details and terms.